Commercial Mortgage Brokerage · Georgia

Financing that moves
your deal forward

Georgia deals move fast, and the right lender relationship makes all the difference. Most borrowers spend weeks chasing financing that was never the right fit. CJL Commercial Finance gives Georgia investors, developers, and business owners direct access to a curated lender network built for this market. We handle the relationships, the packaging, and the process. No guesswork, no runaround, just a broker who knows Georgia, speaks plainly, and closes deals.

Submit Your Deal Our Services
$1M+
Minimum Deal Size
24hr
Initial Response
GA
Southeast Focus
Georgia commercial real estate
"The right capital partner changes everything about what's possible."
CJL Commercial Finance
CJL Commercial Finance
About CJL Commercial Finance

Local knowledge.
Real relationships.

CJL Commercial Finance was built on a simple belief: that Georgia investors and business owners deserve a commercial financing partner who actually knows their market, speaks plainly, and delivers results.

With a background in real estate and deep lender relationships across the Southeast, we bridge the gap between borrowers with great deals and lenders who want to fund them. We don't just submit packages — we advocate for your deal.

Whether you're acquiring your first commercial property, refinancing a multifamily portfolio, or need a bridge loan to close fast — we're the call you make first.

Transparency
No hidden fees, no surprises. You know exactly where your deal stands at every step.
Speed
We respond within 24 hours and move with urgency on time-sensitive deals.
Access
Community banks, credit unions, private lenders, hard money — we know who funds what.
Advocacy
We present your deal in the best possible light and negotiate terms on your behalf.
What We Do

Commercial financing
for every stage

From small multifamily acquisitions to large commercial transactions, we match your deal with the right lender and structure.

🏢
Commercial Acquisition Loans

Financing for office, retail, industrial, and mixed-use properties across Georgia and the Southeast.

  • Conventional commercial mortgages
  • SBA 504 & 7(a) programs
  • Owner-occupied & investment
  • $500K – $20M+ loan sizes
🏘️
Multifamily Financing

5+ unit apartment buildings, small and mid-size multifamily portfolios, and value-add acquisitions.

  • 5–100+ unit properties
  • Agency & non-agency options
  • Portfolio loans available
  • Value-add bridge financing
⚡
Bridge & Hard Money

Short-term capital for time-sensitive acquisitions, rehab projects, and deals that need creative structuring.

  • Close in as little as 2 weeks
  • Light to heavy rehab
  • Transitional properties welcome
  • Interest-only options
🔄
Refinance & Cash-Out

Unlock equity in existing commercial assets or restructure debt to improve cash flow and terms.

  • Rate & term refinance
  • Cash-out refinance
  • Debt consolidation
  • Better rate sourcing
🏗️
Construction Financing

Ground-up construction and major renovation financing for qualified developers and builders.

  • Ground-up new construction
  • Major renovation projects
  • Land & lot loans
  • Draw schedule management
💼
SBA Business Loans

Government-backed financing for business owners purchasing their own commercial real estate or expanding operations.

  • SBA 504 owner-occupied RE
  • SBA 7(a) working capital
  • Lower down payment options
  • Small business friendly

Have a deal ready to move?

Submit your financing request in under 5 minutes. No upfront fees — our broker fee is paid at closing. We'll review your deal and respond within 24 business hours.

Submit Your Deal →
How It Works

Simple process.
Serious results.

We handle the complexity so you can focus on your deal.

01
Submit Your Deal

Fill out our intake form with your property and financing details. Takes under 5 minutes.

02
We Review & Qualify

Within 24 hours we review your deal, ask any follow-up questions, and confirm fit.

03
Lender Matching

We package your deal and shop it to the right lenders in our network for the best terms.

04
Close & Fund

We guide you through to closing. Our fee is paid at closing — no upfront cost to you.

FAQ

Common questions
answered plainly

Everything you need to know before submitting your deal. Still have questions? Reach out directly.

Do you charge any upfront fees?

No. CJL Commercial Finance charges no upfront retainer, application fee, or processing fee of any kind. Our broker fee is paid at closing from loan proceeds — if no loan closes, you owe nothing.

What loan sizes do you work with?

We work with commercial loans starting at $500,000 with no upper limit. Our typical deal range is $500K to $20M+, covering everything from small multifamily acquisitions to large commercial transactions.

How long does the process take?

We respond to every submission within 24 business hours. Conventional commercial loans typically take 30-60 days to close. Bridge and hard money loans can close in as little as 2 weeks. SBA loans typically take 45-90 days.

What states do you serve?

Our primary focus is Georgia and the Southeast. We have lender relationships across the region and can work with deals in adjacent Southeast states on a case-by-case basis. Contact us to discuss your specific location.

What is a commercial mortgage broker?

A commercial mortgage broker connects borrowers who need financing with lenders who provide it. We do not lend money directly — we leverage our lender network and market knowledge to find you the right loan at the best available terms and manage the process through closing.

What do you need from me to get started?

Start by filling out our deal intake form — it takes under 5 minutes. We'll ask for basic property details, loan amount, and a brief deal description. Once we review and confirm fit we'll request supporting documents.

Do you work with first-time commercial borrowers?

Yes. We work with experienced investors and first-time commercial borrowers alike. We'll walk you through the process, explain your options clearly, and match you with lenders whose parameters fit your experience level and deal profile.

How does your fee work exactly?

Our standard broker fee is 1–1.5% of the funded loan amount, paid at closing and disbursed by the title company. We disclose our fee in writing before any work begins and before your deal is submitted to any lender. No surprises.

Deal Intake

Submit your deal

Give us the details on your financing need and we'll be back to you within 24 business hours.

No upfront fees. Our broker fee is paid at closing and is built into your closing costs. There is no cost to submit a deal or have a conversation.

Your Information
Property & Loan Details

By submitting this form you agree to be contacted by CJL Commercial Finance regarding your financing inquiry. Your information is never sold or shared.

Get in Touch

Let's talk
about your deal

Have a question before submitting? Want to run a deal scenario by us first? We're easy to reach and happy to have a no-obligation conversation.

📍
Location
Georgia — Serving the Southeast
📧
Email
info@cjlcommercialfinance.com
📞
Phone
(XXX) XXX-XXXX
⏱️
Response Time
Within 24 business hours
Send a Message